Where Global Community Brands co-create better LiveliHoods
VoxWorld.Coop: The Ethical Symbol Retailer Promoter- where Community Brands collaborate
The E-Communities COOP OutletsVOXGEM L-Earning VOXGEM Local JobsVOXGEM Local Hubs VOXGEM Culture ShowcaseVOXGEM Social Innovation VOXGEM POS Funding VOXGEM Virtual E-Business VOXGEM CUSTOM CAT
Sm'art Consulting Franchisors
Sm'artWorld™ Prem'iere | E-CO VoucherCard Formats Licences
Sm'art Start | Sm'art Life-Work 100 ICT Courses
Virtual Enterprise Interfaces
Sm'art E-CO | ITSC Education Academy
Sm'artWorld™ Prem'iere | E-CO VoucherCard Formats Licences


Homeshores Direct: a Festival of World Cultures 365

SM'ART WORLD PREMIERE: E-CO VOUCHERCARD FORMATS LICENCES: The first servitised product platform features the Sm'art Hub Custom Wallet & VoucherCards range, with motto: "much more than money", which stands for you and your Way of Life. The wallets feature the twin 'his and hers' family card-wallets to emphasise its 'borderless world' nature and with the objective of it being delivered cross-border through Diaspora Communities, complete with monthly empowering card programmes - optionally to include from paycards, to debitcards, ATMcards, credit cards, membership cards and many others. All are being made available through Licensed Providers via one of the a Vox Franchise®- delivered programmes at VoxWorld.Coop Outlets; and exclusively under Communities.Coop private labels, in pure Indian leather as standard and across a range of colours. All are outsourced for production to India. Private Label options include metal bar (as depicted), foil printed or embossed logo applications options subject to minimum quantitiies. They are for purchase by Card Content Providers; are initially being made available for issue as discounted or free promotions / incentivisation with Money Transfer Cards to USA- based Diaspora Communities & upon successful completion of self-paced learning FDIC Money Smart Financial Education curriculum. They are for presentation in a VoxLabs Patented Dispenser and for independent parallel sales and voucher promotions. The Concept can be applied any over a hundred differing career, jobs or trading paths through life as addressed in Sm'art Start: Life-Work 100 ICT Courses.   


 To review all available Category or Product Licences for your Community, you can go direct to the Sm'art E-CO Shop. To register as a Sm'art Co-op Model Partner to become a Licensed Diaspora E-Communities.Coop Service Provider, you can go direct to the Sm'art Licensing Authority.

Over duration of Sm'art Hub©  Programme, its Rollout & Workplan - the following Card Services, among a range of up to 21 x Wallet Cards, with redeemable added-value Vouchers attached, are available for provision under VoxLabs® Model 'Social Purchasing' Formats on an outsourced basis to all participating (LIcensed) Communities: 

  1. Giftcard
  2. Paycard
  3. Money Transfer card 
  4. Callcard 
  5. ATM card 
  6. Debitcard 
  7. Creditcard
  8. Smartcard
  9. Travel card 
  10. Culture card
  11. Club Rewards Card
  12. Membership Card


Wallets are the very symbol of wealth creation for under-financed Communities, their families and their wider communities. Finance is the blockade that prevents innovation taking root in many global Communities. Uniquely they empower people to create their own Virtual Communities, whereupon everyone can freely participate fully in the vast Knowledge and Innovation Economies of today and become a member of the Smart Communities World. People already have the ability they need spread within your Community, within their imminent grasp. They have a latent and rising demand too existing now within your own Diaspora and their global neighbourhood communities. They have all the tools available too to build their own Sm'art Hub right here, from Vox Franchise®, using the VoxLabs® New Business Model© for Virtual E-Community-building, and through its member-empowering sister operation - VoxWorld.Coop® - in a co-promotion of the co-op movement worldwide with dotCoop© (dotCooperative LLC). Holistically, the Sm'art Hub is enabled for integration with existing or future Community Development, TeleCentres & Social Enterprise Centres. 

Now whole Communities can release the power within themselves - opening access to borderless Microfinance (when led by Money Transfers), to Smartphones, to Travel & to Culture - through the Sm'art Hub Wallet, as now available at VoxLabs' E-CO Sm'art Shop on this site. And it will grow across Communities into a Virtual Festival 365 of World Cultures. Communities & Co-op Traders can startup and go out on your own, accessing a new route to a better Way of Life. Tomorrow they can thrive both in and from within your own culture. It's a micro-franchising opportunity 4U.

It starts with a job/ trade/ career of course - having one, finding one or creating one - as we are variously helping you to do here. Where your community migrants travelled of necessity in yesteryear, following the opportunities, you have the alternative opportunity (much of it due to the trading corridors they have opened as a result of course) to trade from the confines of your own home, village, town or homeshores tomorrow. You have a free choice now, ever since advent of the internet. You are free as always to travel for work/ a job or alternatively now to trade from own home, hometown or homeshores. You can now help build your own Community Brand too, fill your own Sm'art Wallet© - as you advance along the road to a new and better Way of Life. But thats just the very beginning - Money Transfers from such work, whether generated from Migrant Jobs or Diaspora overseas or through Trade from home, is vital income indeed. Yet you also need credit to then grow a self-sustainable business at home, and in doing so to collectively help create your own Sm'art Community and build your own Sm'art Economy in your homeshores. There is a great unsatisfied need for Microfinance of course. Yes, you need more funding to grow your trade at and from home - though not to startup as such, not with the VoxLabs® Model - and that has rarely been available in or to traders in developing world or communities alike. You can find that Microfinance with this VoxLabs® Model too as you grow. You don't want to wait for Aid any more, you only need to stand up and stand out on your own two feet. And you discover that all the resources you need are already all around you or available otherwise to you, when you knew how to tap into those resources globally. You have the Services to offer, as Traded-Services - either now or else Services that you know you can learn for the future. And the internet shows us that there are millions of nurses, careworkers, technology and other services with an endless demand worldwide for all to see. In fact tens of millions of jobs or services need to be filled today urgently...but in new ways. The old ways and old ideas and old ways no longer apply - we are witnessing a transformation right across the world. So how can we all get together, even virtually, to fix the problem? Through borderless collaboration with your own Diaspora while assisted by other Communities like those in Ireland with VoxLabs® Model. It needs whole new business models to cross borders and bring both sides together in volumes, to make it all affordable. And VoxLabs® is just one such New Business Model©, with its "Custom Wallet platform & Sm'art Vouchercards" as Co-op illustration above demonstrates.